What is Cursor
Cursor is an AI-native code editor that combines tab completion, interactive agents, frontier-model access, cloud agents, code review, skills, hooks, and Model Context Protocol integrations. Its subscriptions bundle model usage and allow metered on-demand usage after the included amount is consumed.
Core offerings
- AI tab completion and agent-based coding inside a desktop editor.
- Access to frontier and first-party models, cloud agents, MCPs, skills, and hooks.
- Team administration, shared workflow assets, analytics, privacy enforcement, and SSO.
- Enterprise access controls, audit logs, service accounts, and pooled usage.
Pricing
As of July 21, 2026, Cursor lists Hobby at US$0 with limited Agent requests and Tab completions. Its official pricing documentation lists individual Pro at US$20 per month, Pro+ at US$60, and Ultra at US$200; the annual pricing page displays Pro from US$16 per month. These individual tiers include progressively larger Agent allowances, with the docs describing US$20, US$70, and US$400 of guaranteed API-priced Agent usage respectively, plus possible bonus usage.
For teams, Standard is US$40 per user monthly or US$32 per user per month billed annually. Premium provides five times Standard’s included usage at US$120 monthly or US$96 per user per month annually. Team plans add central billing and administration, a team marketplace, agentic code review, shared context for cloud agents and automations, usage analytics, team-wide privacy mode, and SAML/OIDC SSO. Enterprise is custom priced and adds pooled usage, invoice billing, SCIM, repository and model controls, audit logs, and priority support.
Product footprint
Cursor usage is tied to the underlying model cost rather than a fixed message count. Model choice, large-context Max Mode, and background or cloud agents can consume allowances at different rates; on-demand usage continues at the applicable API-priced rate after included usage is exhausted.
Why select Cursor
Cursor is worth shortlisting when an editor-native agent experience, broad model choice, and a path from individual use to governed team automation matter. Heavy Agent users should compare the guaranteed usage pool, not only the subscription price.
Official sources: Cursor pricing, Cursor pricing documentation, Cursor 2026 Teams pricing update.